A new website has launched which helps people looking for term life insurance without a medical exam. Up until recently it was very difficult to find high face value life insurance, without having to take a medical exam. Many times proposed applicants would have to schedule a nurse to come out and see them at their home. This would often entail going through exams that would involve the collection of blood, urine specimens, and oral swabs.
Two insurance companies have launched polices that now make getting life insurance without medical exams possible. These polices are unique in the industry and few people know about them, least of all insurance agents. You can watch a video here https://www.youtube.com/watch?v=LiI3qXxwjPg. Both of these policies are term life insurance and one of these polices depending on your age, will allow you to get up to $500,000 of term coverage without a medical exam.
There is also a company that will allow for term life insurance for seniors. This is a no medical exam policy up to age 70 for the applicant. The policy also is guaranteed to age 100. People do not have to keep renewing at higher rates, unlike typical term policies that usually only last for 10, 20, or 30 years. Proposed applicants only have to answer 5-7 health questions and can be issued online or over the phone.
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